{"id":3073,"date":"2022-01-13T12:30:16","date_gmt":"2022-01-13T12:30:16","guid":{"rendered":"https:\/\/osoulmodern.com\/apply-now-for-individual\/"},"modified":"2025-08-14T10:39:51","modified_gmt":"2025-08-14T10:39:51","slug":"apply-now-for-individual","status":"publish","type":"page","link":"https:\/\/osoulmodern.com\/en\/apply-now-for-individual\/","title":{"rendered":"Apply now for individual"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><section class=\"l-section wpb_row us_custom_3c8b728e height_huge color_footer-bottom\" id=\"section-03\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_2-3 laptops-cols_inherit tablets-cols_1 mobiles-cols_1 valign_middle type_default stacking_default\" style=\"grid-gap:5vw;\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-image style_circle has_ratio align_center\"><div class=\"w-image-h\"><div style=\"padding-bottom:100%\"><\/div><img decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2025\/05\/landing-page-img18.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2025\/05\/landing-page-img18.jpg 1000w, https:\/\/osoulmodern.com\/wp-content\/uploads\/2025\/05\/landing-page-img18-300x300.jpg 300w, https:\/\/osoulmodern.com\/wp-content\/uploads\/2025\/05\/landing-page-img18-150x150.jpg 150w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><h1 class=\"w-text us_custom_17a07b71 has_text_color\"><span class=\"w-text-h\"><span class=\"w-text-value\">Your wish<\/span><\/span><\/h1><h6 class=\"w-text us_custom_bf79d09a has_text_color\"><span class=\"w-text-h\"><span class=\"w-text-value\">Financed! <\/span><\/span><\/h6><div class=\"w-separator size_medium\"><\/div><div class=\"wpb_text_column us_custom_8d70cf05\"><div class=\"wpb_wrapper\"><blockquote>\n<p>At Osoul, we offer Sharia-compliant financing solutions with simple steps, flexible terms, and the amount gets transferred directly to your account!\u00a0<\/p>\n<\/blockquote>\n<\/div><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"w-hwrapper us_custom_7277a4c6 align_none valign_baseline wrap\" style=\"--hwrapper-gap:1rem\"><div class=\"w-text us_custom_d7ac7758 has_text_color icon_atleft\"><span class=\"w-text-h\"><i class=\"fas fa-check-circle\"><\/i><span class=\"w-text-value\">Finance<\/span><\/span><\/div><div class=\"w-text\"><span class=\"w-text-h\"><span class=\"w-text-value\">From 20,000 up to 200,000 SAR<\/span><\/span><\/div><\/div><div class=\"w-hwrapper us_custom_7277a4c6 align_none valign_baseline wrap\" style=\"--hwrapper-gap:1rem\"><div class=\"w-text us_custom_d7ac7758 has_text_color icon_atleft\"><span class=\"w-text-h\"><i class=\"fas fa-check-circle\"><\/i><span class=\"w-text-value\">Licensed <\/span><\/span><\/div><div class=\"w-text\"><span class=\"w-text-h\"><span class=\"w-text-value\">by the Saudi Central Bank<\/span><\/span><\/div><\/div><div class=\"w-hwrapper us_custom_7b59516b align_none valign_baseline wrap\" style=\"--hwrapper-gap:1rem\"><div class=\"w-text us_custom_d7ac7758 has_text_color icon_atleft\"><span class=\"w-text-h\"><i class=\"fas fa-check-circle\"><\/i><span class=\"w-text-value\">Flexible <\/span><\/span><\/div><div class=\"w-text\"><span class=\"w-text-h\"><span class=\"w-text-value\">repayment from 6 month to 5 years<\/span><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_db9b5f5d height_medium\" id=\"form-section\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container us_custom_4154a850 has_bg_color\" id=\"form09\"><div class=\"vc_column-inner\"><h1 class=\"w-text us_custom_8eb05408 has_text_color\"><span class=\"w-text-h\"><span class=\"w-text-value\">Please Fill Out the Form Below to Apply for Personal Finance<\/span><\/span><\/h1><div class=\"w-html\"><div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-6464\"><form id=\"wpforms-form-6464\" class=\"wpforms-validate wpforms-form\" data-formid=\"6464\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/en\/wp-json\/wp\/v2\/pages\/3073\" data-token=\"f9770ef02093c5fa8c6991de36a110fb\" data-token-time=\"1776960199\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-6464-field_0-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"0\"><label class=\"wpforms-field-label\" for=\"wpforms-6464-field_0\">Name <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6464-field_0\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][0]\" required><\/div><div id=\"wpforms-6464-field_19-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"19\"><label class=\"wpforms-field-label\" for=\"wpforms-6464-field_19\">Last Name <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6464-field_19\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][19]\" required><\/div><div id=\"wpforms-6464-field_16-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"16\"><label class=\"wpforms-field-label\" for=\"wpforms-6464-field_16\">ID Number <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6464-field_16\" class=\"wpforms-field-large wpforms-field-required wpforms-masked-input\" data-rule-inputmask-incomplete=\"1\" data-inputmask-mask=\"1999999999\" name=\"wpforms[fields][16]\" placeholder=\"\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u062d\u0627\u0644\u064a\u0627\u064b \u0644\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0641\u0642\u0637\u060c \u0627\u0644\u0631\u062c\u0627\u0621 \u0625\u062f\u062e\u0627\u0644 \u0631\u0642\u0645 \u0647\u0648\u064a\u0629 \u0633\u0639\u0648\u062f\u064a\" required><\/div><div id=\"wpforms-6464-field_17-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"17\"><label class=\"wpforms-field-label\" for=\"wpforms-6464-field_17\">Phone <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6464-field_17\" class=\"wpforms-field-large wpforms-field-required wpforms-masked-input\" data-rule-inputmask-incomplete=\"1\" data-inputmask-mask=\"9999999999\" name=\"wpforms[fields][17]\" placeholder=\"Please write the number correctly (05xxxxxxxx)\" required><\/div><div id=\"wpforms-6464-field_4-container\" class=\"wpforms-field wpforms-field-radio\" data-field-id=\"4\"><label class=\"wpforms-field-label\">Employer <span class=\"wpforms-required-label\">*<\/span><\/label><ul id=\"wpforms-6464-field_4\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-6464-field_4_1\" name=\"wpforms[fields][4]\" value=\"Public Sector\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6464-field_4_1\">Public Sector<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-6464-field_4_2\" name=\"wpforms[fields][4]\" value=\"Military Government Sector\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6464-field_4_2\">Military Government Sector<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-6464-field_4_3\" name=\"wpforms[fields][4]\" value=\"Private Sector\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6464-field_4_3\">Private Sector<\/label><\/li><\/ul><\/div><div id=\"wpforms-6464-field_5-container\" class=\"wpforms-field wpforms-field-number wpf-num-limit\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-6464-field_5\">Total Salary <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"number\" id=\"wpforms-6464-field_5\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][5]\" placeholder=\"The total salary must be SAR 5,000 or more\" required><\/div><div id=\"wpforms-6464-field_8-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-modern\" data-field-id=\"8\"><label class=\"wpforms-field-label\" for=\"wpforms-6464-field_8\">City <span class=\"wpforms-required-label\">*<\/span><\/label><select id=\"wpforms-6464-field_8\" class=\"wpforms-field-large wpforms-field-required choicesjs-select\" data-size-class=\"wpforms-field-row wpforms-field-large\" data-search-enabled=\"1\" name=\"wpforms[fields][8]\" required=\"required\"><option value=\"\" class=\"placeholder\" disabled  selected='selected'>Choose from the list<\/option><option value=\"Abu Arish\" >Abu Arish<\/option><option value=\"Ahad Rafidah\" >Ahad Rafidah<\/option><option value=\"Al-Ahsa\" >Al-Ahsa<\/option><option value=\"Artawiyah\" >Artawiyah<\/option><option value=\"Al-Aflaj (Layla)\" >Al-Aflaj (Layla)<\/option><option value=\"Badaya \" >Badaya<\/option><option value=\"Bashayer\" >Bashayer<\/option><option value=\"Al Bathaa\" >Al Bathaa<\/option><option value=\"Al Bukayriyah\" >Al Bukayriyah<\/option><option value=\"Al-Thuqbah\" >Al-Thuqbah<\/option><option value=\"Al Jubail\" >Al Jubail<\/option><option value=\"Al Jafr\" >Al Jafr<\/option><option value=\"Al Jowf\" >Al Jowf<\/option><option value=\"Hayer\" >Hayer<\/option><option value=\"Al Henakiyah\" >Al Henakiyah<\/option><option value=\"Al Khobar\" >Al Khobar<\/option><option value=\"Al-Kharj\" >Al-Kharj<\/option><option value=\"Al Khurma\" >Al Khurma<\/option><option value=\"Khafji\" >Khafji<\/option><option value=\"Khamasin\" >Khamasin<\/option><option value=\"Al Dayer\" >Al Dayer<\/option><option value=\"Darb\" >Darb<\/option><option value=\"Ad Diriyah\" >Ad Diriyah<\/option><option value=\"Dilam\" >Dilam<\/option><option value=\"Dammam\" >Dammam<\/option><option value=\"Al Duwadimi\" >Al Duwadimi<\/option><option value=\"Rass\" >Rass<\/option><option value=\"Al Ruqi\" >Al Ruqi<\/option><option value=\"Ruwaidah\" >Ruwaidah<\/option><option value=\"Riyadh\" >Riyadh<\/option><option value=\"Rayn\" >Rayn<\/option><option value=\"Az Zulfi\" >Az Zulfi<\/option><option value=\"Sulayyil\" >Sulayyil<\/option><option value=\"Sayl Al Kabir\" >Sayl Al Kabir<\/option><option value=\"Shuqayq\n\" >Shuqayq<\/option><option value=\"Sarrar\" >Sarrar<\/option><option value=\"Taif\" >Taif<\/option><option value=\"At Tuwal\" >At Tuwal<\/option><option value=\"Dhahran\" >Dhahran<\/option><option value=\"Udhayliyah\" >Udhayliyah<\/option><option value=\"Al Ayun\" >Al Ayun<\/option><option value=\"Al Qurayyat\" >Al Qurayyat<\/option><option value=\"Al Qassim\" >Al Qassim<\/option><option value=\"Al Qatif\" >Al Qatif<\/option><option value=\"Al Qunfudhah\" >Al Qunfudhah<\/option><option value=\"Al Quwaiiyah\" >Al Quwaiiyah<\/option><option value=\"Qaysumah\" >Qaysumah<\/option><option value=\"Kamil\" >Kamil<\/option><option value=\"Al Lith\" >Al Lith<\/option><option value=\"Mubarraz\" >Mubarraz<\/option><option value=\"Al Majaridah\" >Al Majaridah<\/option><option value=\"Al Majma&#039;ah\" >Al Majma&#039;ah<\/option><option value=\"Al Makhwah\" >Al Makhwah<\/option><option value=\"Medina\" >Medina<\/option><option value=\"Al Mithnab\" >Al Mithnab<\/option><option value=\"Al-Muzahmiya\" >Al-Muzahmiya<\/option><option value=\"Almandaq\" >Almandaq<\/option><option value=\"Muwayh\" >Muwayh<\/option><option value=\"Nabaniya\" >Nabaniya<\/option><option value=\"Nairyah\" >Nairyah<\/option><option value=\"Naqi\" >Naqi<\/option><option value=\"Al Namas\" >Al Namas<\/option><option value=\"Al Hofuf\" >Al Hofuf<\/option><option value=\"Al Wajh\" >Al Wajh<\/option><option value=\"Abha\" >Abha<\/option><option value=\"Ahad Al Masarihah\" >Ahad Al Masarihah<\/option><option value=\"Umluj\" >Umluj<\/option><option value=\"Bariq\" >Bariq<\/option><option value=\"Bahrah\" >Bahrah<\/option><option value=\"Badr\" >Badr<\/option><option value=\"Buraydah\" >Buraydah<\/option><option value=\"Baqaa\" >Baqaa<\/option><option value=\"Buqayq\" >Buqayq<\/option><option value=\"Baljurashi\" >Baljurashi<\/option><option value=\"Bellasmar\" >Bellasmar<\/option><option value=\"Balqarn\" >Balqarn<\/option><option value=\"Bani Malik\" >Bani Malik<\/option><option value=\"Baysh\" >Baysh<\/option><option value=\"Bisha\" >Bisha<\/option><option value=\"Tarut (Darin)\" >Tarut (Darin)<\/option><option value=\"Tabuk\" >Tabuk<\/option><option value=\"Tathlith\" >Tathlith<\/option><option value=\"Turbah\" >Turbah<\/option><option value=\"Tanajib\" >Tanajib<\/option><option value=\"Tanomah\" >Tanomah<\/option><option value=\"Tayma\" >Tayma<\/option><option value=\"Thuwal\" >Thuwal<\/option><option value=\"Jazan\" >Jazan<\/option><option value=\"Jash\" >Jash<\/option><option value=\"Jeddah\" >Jeddah<\/option><option value=\"Al-Jumum\" >Al-Jumum<\/option><option value=\"Halit Ammar\" >Halit Ammar<\/option><option value=\"Hail\" >Hail<\/option><option value=\"Huraymila\" >Huraymila<\/option><option value=\"Hafar Al Batin\" >Hafar Al Batin<\/option><option value=\"Haql\" >Haql<\/option><option value=\"Howtat Bani Tamim\" >Howtat Bani Tamim<\/option><option value=\"Hautat Sudair\" >Hautat Sudair<\/option><option value=\"Khamis Mushait\" >Khamis Mushait<\/option><option value=\"Khaybar\" >Khaybar<\/option><option value=\"Dukhnah\" >Dukhnah<\/option><option value=\"Dumah Al Jandal\" >Dumah Al Jandal<\/option><option value=\"Rabigh\" >Rabigh<\/option><option value=\"Ras Tanura\" >Ras Tanura<\/option><option value=\"Ragal Almaa\" >Ragal Almaa<\/option><option value=\"Rafayaa Al Gimsh\" >Rafayaa Al Gimsh<\/option><option value=\"Rafha\" >Rafha<\/option><option value=\"Rumah\" >Rumah<\/option><option value=\"Ranyah\" >Ranyah<\/option><option value=\"Riyadh Al Khabra\" >Riyadh Al Khabra<\/option><option value=\"Sajir\" >Sajir<\/option><option value=\"Sabt Al Alayah\" >Sabt Al Alayah<\/option><option value=\"Sarat Abidah\" >Sarat Abidah<\/option><option value=\"Sakaka\" >Sakaka<\/option><option value=\"Salwa\" >Salwa<\/option><option value=\"Saihat\" >Saihat<\/option><option value=\"Sharorah\" >Sharorah<\/option><option value=\"Shaqra\" >Shaqra<\/option><option value=\"Shaibah\" >Shaibah<\/option><option value=\"Samtah\" >Samtah<\/option><option value=\"Sabya\" >Sabya<\/option><option value=\"Safwa\" >Safwa<\/option><option value=\"Duba\" >Duba<\/option><option value=\"Dhurma\" >Dhurma<\/option><option value=\"Dhamad\" >Dhamad<\/option><option value=\"Tabarjal\" >Tabarjal<\/option><option value=\"Turaif\" >Turaif<\/option><option value=\"Dhalim\" >Dhalim<\/option><option value=\"Dhahran Al Janub\" >Dhahran Al Janub<\/option><option value=\"Arar\" >Arar<\/option><option value=\"Afif\" >Afif<\/option><option value=\"Uqlat As Suqur\" >Uqlat As Suqur<\/option><option value=\"Ula\" >Ula<\/option><option value=\"Anak\" >Anak<\/option><option value=\"Unayzah\" >Unayzah<\/option><option value=\"Ain Dar\" >Ain Dar<\/option><option value=\"Uyun Al Jiwa\" >Uyun Al Jiwa<\/option><option value=\"Ghat\" >Ghat<\/option><option value=\"Farasan\" >Farasan<\/option><option value=\"Quriyat\" >Quriyat<\/option><option value=\"Qarya Al Uliya\" >Qarya Al Uliya<\/option><option value=\"Qilwah\" >Qilwah<\/option><option value=\"Muhayil\" >Muhayil<\/option><option value=\"Al Makhwah\" >Al Makhwah<\/option><option value=\"King Khalid City\" >King Khalid City<\/option><option value=\"Al-Muzahmiya\" >Al-Muzahmiya<\/option><option value=\"Mastorah\" >Mastorah<\/option><option value=\"Almuzaylif\" >Almuzaylif<\/option><option value=\"Makkah al-Mukarramah\" >Makkah al-Mukarramah<\/option><option value=\"Muneefa\" >Muneefa<\/option><option value=\"Mahd Adh Dhahab\" >Mahd Adh Dhahab<\/option><option value=\"Najran\" >Najran<\/option><option value=\"Nifi\" >Nifi<\/option><option value=\"Wadi ad-Dawasir\" >Wadi ad-Dawasir<\/option><option value=\"Wadi Bin Hashbal\" >Wadi Bin Hashbal<\/option><option value=\"Yanbu\" >Yanbu<\/option><\/select><\/div><div id=\"wpforms-6464-field_22-container\" class=\"wpforms-field wpforms-field-select wpforms-conditional-trigger wpforms-field-select-style-modern\" data-field-id=\"22\"><label class=\"wpforms-field-label\" for=\"wpforms-6464-field_22\">How did you get to us? <span class=\"wpforms-required-label\">*<\/span><\/label><select id=\"wpforms-6464-field_22\" class=\"wpforms-field-large wpforms-field-required choicesjs-select\" data-size-class=\"wpforms-field-row wpforms-field-large\" data-search-enabled=\"\" name=\"wpforms[fields][22]\" required=\"required\"><option value=\"\" class=\"placeholder\" disabled  selected='selected'>Choose from the list<\/option><option value=\"Google Search\" >Google Search<\/option><option value=\"From Friend\" >From Friend<\/option><option value=\"Twitter\" >Twitter<\/option><option value=\"Instagram\" >Instagram<\/option><option value=\"Snapchat\" >Snapchat<\/option><option value=\"Tiktok\" >Tiktok<\/option><option value=\"Other\" >Other<\/option><\/select><\/div><div id=\"wpforms-6464-field_21-container\" class=\"wpforms-field wpforms-field-text wpforms-conditional-field wpforms-conditional-show\" data-field-id=\"21\" style=\"display:none;\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-6464-field_21\">Other<\/label><input type=\"text\" id=\"wpforms-6464-field_21\" class=\"wpforms-field-large\" name=\"wpforms[fields][21]\" placeholder=\"If you choose another, please specify it.\" ><\/div><div id=\"wpforms-6464-field_23-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"23\"><label class=\"wpforms-field-label wpforms-label-hide\">\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 <span class=\"wpforms-required-label\">*<\/span><\/label><ul id=\"wpforms-6464-field_23\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-6464-field_23_1\" name=\"wpforms[fields][23][]\" value=\"\u062a\u0645 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 &lt;a target=&quot;_blank&quot; href=&quot;https:\/\/osoulmodern.com\/privacy-policy\/&quot;&gt;\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0644\u0644\u0645\u0648\u0642\u0639&lt;\/a&gt;\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6464-field_23_1\">\u062a\u0645 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 <a target=\"_blank\" href=\"https:\/\/osoulmodern.com\/privacy-policy\/\">\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0644\u0644\u0645\u0648\u0642\u0639<\/a><\/label><\/li><\/ul><\/div><div id=\"wpforms-6464-field_11-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"11\"><label class=\"wpforms-field-label wpforms-label-hide\">Agree to the terms <span class=\"wpforms-required-label\">*<\/span><\/label><ul id=\"wpforms-6464-field_11\" class=\"wpforms-field-required\"><li class=\"choice-3 depth-1\"><input type=\"checkbox\" id=\"wpforms-6464-field_11_3\" name=\"wpforms[fields][11][]\" value=\"I have read and agree to the terms listed\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6464-field_11_3\">I have read and agree to the terms listed <span class=\"wpforms-required-label\">*<\/span><\/label><\/li><\/ul><div class=\"wpforms-field-description wpforms-disclaimer-description\"><p style=\"font-weight:bold; font-size:1.3em; margin-bottom:0\"> Terms and Conditions:<\/p><br \/>\n1. The client and sponsor must be working for one of the targeted segments.<br \/>\n2. The client's salary must be transferred to the local banks within the express program.<br \/>\n3. The age of the client and the sponsor shall not be less than 21 years and not more than 60 years when the last installment is due.<br \/>\n4. The service of the client and the sponsor must not be less than 3 months in the government sector.<br \/>\n5. The service of the client and the sponsor should not be less than 9 months in the private sector.<br \/>\n6. Not accepting the exchange guarantee.<br \/>\n7. Acceptance of first-degree kinship sponsorship (wife - husband - father - mother - son - daughter - brother - sister).<br \/>\n8. It is permissible to accept the sponsorship of a woman, provided that she works in the civil government sector.<br \/>\n9. It is required that the client and the sponsor are not in default in the SMHA report.<br \/>\n10. It is required that the client\u2019s salary is not less than 5,000 SR and the salary of the sponsor is not less than 7,000 SR.<br \/>\n11. Durometry program is applied to all customers.<br \/>\n12. The possibility of granting client financing without a guarantor according to the following conditions:<br \/>\n- The client works in the civil government sector.<br \/>\n- The client's salary should not be less than 8,000 SR.<br \/>\n- That the amount of financing does not exceed 100,000 SR.<br \/>\n- That the client is not currently or in the past in default and does not have any judicial rulings and checks without balance (returned).<br \/>\n- The beneficiary should not be a related party.<\/div><\/div><div id=\"wpforms-6464-field_12-container\" class=\"wpforms-field wpforms-field-html\" data-field-id=\"12\"><div id=\"wpforms-6464-field_12\"><p style=\"background:#437b68; color:white; font-weight:bold; font-size:0.8em; padding:3px;\">Dear customer, any application that does not meet the conditions will not be considered<\/p><\/div><\/div><div id=\"wpforms-6464-field_24-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"24\"><input type=\"hidden\" id=\"wpforms-6464-field_24\" name=\"wpforms[fields][24]\"><\/div><div id=\"wpforms-6464-field_25-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"25\"><input type=\"hidden\" id=\"wpforms-6464-field_25\" name=\"wpforms[fields][25]\"><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"6464\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/osoulmodern.com\/en\/wp-json\/wp\/v2\/pages\/3073\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-6464\" class=\"wpforms-submit\" data-alt-text=\"Sending ..\" data-submit-text=\"Send\" aria-live=\"assertive\" value=\"wpforms-submit\">Send<\/button><\/div><\/form><\/div>  <!-- .wpforms-container -->\t<\/div><div class=\"wpb_text_column us_custom_6ae0014a\"><div class=\"wpb_wrapper\"><div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-8 text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words &#091;.text-message+&amp;&#093;:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"dae6514a-65f0-437e-ad54-3555e9b87377\" data-message-model-slug=\"gpt-4o\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-&#091;3px&#093;\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>To learn about the Annual Percentage Rate (APR), you can <a href=\"https:\/\/osoulmodern.com\/prices-of-financing-and-savings-products\/\">visit this link<\/a>. Please note that the rate may vary depending on the loan amount and due date, and it is subject to each client&#8217;s credit assessment<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_5e388ea0 height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_5 laptops-cols_inherit tablets-cols_inherit mobiles-cols_3 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container  hide_on_mobiles\"><div class=\"vc_column-inner\"><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_47474b22 us_animate_this\"><div class=\"vc_column-inner\"><div class=\"w-popup align_none\"><button class=\"w-popup-trigger type_image\"><img decoding=\"async\" width=\"486\" height=\"465\" src=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/files-icon3d.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/files-icon3d.png 486w, https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/files-icon3d-300x287.png 300w\" sizes=\"(max-width: 486px) 100vw, 486px\" \/><\/button><div class=\"w-popup-overlay\" style=\"background:rgba(0,0,0,0.85);\"><\/div><div class=\"w-popup-wrap\"><div class=\"w-popup-box animation_fadeIn with_title\" style=\"width:600px;\"><div class=\"w-popup-box-h\"><div class=\"w-popup-box-title\" style=\"color:var(--color-content-heading);background:var(--color-content-bg-alt);\">Required Documents<\/div><div class=\"w-popup-box-content\" style=\"padding:5%;background:var(--color-content-bg);color:var(--color-content-text);\"><ul>\n<li>A recent cover letter of the client and the guarantor<\/li>\n<li>An account statement approved by the bank for the last 3 (months) (for the client and the guarantor)<\/li>\n<li>A standing order for the client, approved by the bank<\/li>\n<li>The national addresses of the client and the guarantor<\/li>\n<li>A copy of the ID card (for the client and the guarantor)<\/li>\n<li>Fill out the finance application form<\/li>\n<li>\u00a0<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"w-popup-closer\" style=\"background:var(--color-content-bg);color:var(--color-content-text);\"><\/div><\/div><\/div><div class=\"w-popup align_center\"><div class=\"w-btn-wrapper\"><button class=\"w-popup-trigger type_btn w-btn us-btn-style_1\"><span class=\"w-btn-label\">Required Documents<\/span><\/button><\/div><div class=\"w-popup-overlay\" style=\"background:rgba(0,0,0,0.85);\"><\/div><div class=\"w-popup-wrap\"><div class=\"w-popup-box animation_fadeIn with_title\" style=\"width:600px;\"><div class=\"w-popup-box-h\"><div class=\"w-popup-box-title\" style=\"color:var(--color-content-heading);background:var(--color-content-bg-alt);\">Required Documents<\/div><div class=\"w-popup-box-content\" style=\"padding:5%;background:var(--color-content-bg);color:var(--color-content-text);\"><ul>\n<li>A recent cover letter of the client and the guarantor<\/li>\n<li>An account statement approved by the bank for the last 3 (months) (for the client and the guarantor)<\/li>\n<li>A standing order for the client, approved by the bank<\/li>\n<li>The national addresses of the client and the guarantor<\/li>\n<li>A copy of the ID card (for the client and the guarantor)<\/li>\n<li>Fill out the finance application form<\/li>\n<li>\u00a0<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"w-popup-closer\" style=\"background:var(--color-content-bg);color:var(--color-content-text);\"><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_4a593b65 us_animate_this\"><div class=\"vc_column-inner\"><div class=\"w-popup align_none\"><button class=\"w-popup-trigger type_image\"><img decoding=\"async\" width=\"486\" height=\"465\" src=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/grea-icon3d.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/grea-icon3d.png 486w, https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/grea-icon3d-300x287.png 300w\" sizes=\"(max-width: 486px) 100vw, 486px\" \/><\/button><div class=\"w-popup-overlay\" style=\"background:rgba(0,0,0,0.85);\"><\/div><div class=\"w-popup-wrap\"><div class=\"w-popup-box animation_fadeIn with_title\" style=\"width:600px;\"><div class=\"w-popup-box-h\"><div class=\"w-popup-box-title\" style=\"color:var(--color-content-heading);background:var(--color-content-bg-alt);\">Conditions for Individual Finance<\/div><div class=\"w-popup-box-content\" style=\"padding:5%;background:var(--color-content-bg);color:var(--color-content-text);\"><ul>\n<li>To be a Saudi national<\/li>\n<li>The client&#8217;s salary must not be less than SAR 5,000, and the guarantor&#8217;s salary should not be less than SAR 7,000<\/li>\n<li>The client and the guarantor are not insolvent<\/li>\n<li>The service of the client and the guarantor must not be less than (3) months in the public sector and not less than (9) months in the private sector<\/li>\n<li>The salary of a military client must not be less than 10,000 riyals with the provision of a guarantor working in the civil public sector<\/li>\n<li>In the absence of a guarantor working in the civil public sector (the salary must not be less than 8,000 riyals)<\/li>\n<li>Both the client and the guarantor must not be less than 21 years old and not more than 60 years old when the last installment is due<\/li>\n<li>There are no high financial liabilities<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"w-popup-closer\" style=\"background:var(--color-content-bg);color:var(--color-content-text);\"><\/div><\/div><\/div><div class=\"w-popup align_center\"><div class=\"w-btn-wrapper\"><button class=\"w-popup-trigger type_btn w-btn us-btn-style_1\"><span class=\"w-btn-label\">Conditions for Individual Finance<\/span><\/button><\/div><div class=\"w-popup-overlay\" style=\"background:rgba(0,0,0,0.85);\"><\/div><div class=\"w-popup-wrap\"><div class=\"w-popup-box animation_fadeIn with_title\" style=\"width:600px;\"><div class=\"w-popup-box-h\"><div class=\"w-popup-box-title\" style=\"color:var(--color-content-heading);background:var(--color-content-bg-alt);\">Conditions for Individual Finance<\/div><div class=\"w-popup-box-content\" style=\"padding:5%;background:var(--color-content-bg);color:var(--color-content-text);\"><ul>\n<li>To be a Saudi national<\/li>\n<li>The client&#8217;s salary must not be less than SAR 5,000, and the guarantor&#8217;s salary should not be less than SAR 7,000<\/li>\n<li>The client and the guarantor are not insolvent<\/li>\n<li>The service of the client and the guarantor must not be less than (3) months in the public sector and not less than (9) months in the private sector<\/li>\n<li>The salary of a military client must not be less than 10,000 riyals with the provision of a guarantor working in the civil public sector<\/li>\n<li>In the absence of a guarantor working in the civil public sector (the salary must not be less than 8,000 riyals)<\/li>\n<li>Both the client and the guarantor must not be less than 21 years old and not more than 60 years old when the last installment is due<\/li>\n<li>The client&#8217;s work must be in the main Central, Western, and Eastern Provinces<\/li>\n<li>There are no high financial liabilities<\/li>\n<li>\u00a0<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"w-popup-closer\" style=\"background:var(--color-content-bg);color:var(--color-content-text);\"><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container us_custom_7e20fa79 us_animate_this\"><div class=\"vc_column-inner\"><div class=\"w-popup align_none\"><button class=\"w-popup-trigger type_image\"><img decoding=\"async\" width=\"1024\" height=\"907\" src=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/faq-3d-1024x907.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/faq-3d-1024x907.png 1024w, https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/faq-3d-300x266.png 300w, https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/faq-3d.png 1500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/button><div class=\"w-popup-overlay\" style=\"background:rgba(0,0,0,0.85);\"><\/div><div class=\"w-popup-wrap\"><div class=\"w-popup-box animation_fadeIn with_title\" style=\"width:600px;\"><div class=\"w-popup-box-h\"><div class=\"w-popup-box-title\" style=\"color:var(--color-content-heading);background:var(--color-content-bg-alt);\">Frequently Asked Questions<\/div><div class=\"w-popup-box-content\" style=\"padding:5%;background:var(--color-content-bg);color:var(--color-content-text);\"><p><strong>In which companies are shares acquired?<\/strong><\/p>\n<p>Large companies that are trusted in terms of Sharia aspects (Alinma Bank, Bank AlJazira, Al-Rajhi Bank)<\/p>\n<p><strong>Are shares transferred to the client upon purchase?<\/strong><\/p>\n<p>Yes, a share portfolio is created in the name of the client, and all purchased shares are transferred thereto at the client&#8217;s disposal, materializing the Sharia receipt<\/p>\n<p><strong>How are shares sold?<\/strong><\/p>\n<p>The sale is done directly by the client (online)<\/p>\n<p><strong>Is there a gain or loss in the shares?<\/strong><\/p>\n<p>Yes, depending on the fluctuation in share price and the time difference between purchase and sale (which usually takes from an hour to an hour and a half)<\/p>\n<\/div><\/div><\/div><div class=\"w-popup-closer\" style=\"background:var(--color-content-bg);color:var(--color-content-text);\"><\/div><\/div><\/div><div class=\"w-popup align_center\"><div class=\"w-btn-wrapper\"><button class=\"w-popup-trigger type_btn w-btn us-btn-style_1\"><span class=\"w-btn-label\">Frequently Asked Questions<\/span><\/button><\/div><div class=\"w-popup-overlay\" style=\"background:rgba(0,0,0,0.85);\"><\/div><div class=\"w-popup-wrap\"><div class=\"w-popup-box animation_fadeIn with_title\" style=\"width:600px;\"><div class=\"w-popup-box-h\"><div class=\"w-popup-box-title\" style=\"color:var(--color-content-heading);background:var(--color-content-bg-alt);\">Frequently Asked Questions<\/div><div class=\"w-popup-box-content\" style=\"padding:5%;background:var(--color-content-bg);color:var(--color-content-text);\"><p><strong>In which companies are shares acquired?<\/strong><\/p>\n<p>Large companies that are trusted in terms of Sharia aspects (Alinma Bank, Bank AlJazira, Al-Rajhi Bank)<\/p>\n<p><strong>Are shares transferred to the client upon purchase?<\/strong><\/p>\n<p>Yes, a share portfolio is created in the name of the client, and all purchased shares are transferred thereto at the client&#8217;s disposal, materializing the Sharia receipt<\/p>\n<p><strong>How are shares sold?<\/strong><\/p>\n<p>The sale is done directly by the client (online)<\/p>\n<p><strong>Is there a gain or loss in the shares?<\/strong><\/p>\n<p>Yes, depending on the fluctuation in share price and the time difference between purchase and sale (which usually takes from an hour to an hour and a half)<\/p>\n<\/div><\/div><\/div><div class=\"w-popup-closer\" style=\"background:var(--color-content-bg);color:var(--color-content-text);\"><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-image us_custom_8d5aa4e2 align_center\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/LOGO-22-150x150.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" srcset=\"https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/LOGO-22-150x150.png 150w, https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/LOGO-22-300x300.png 300w, https:\/\/osoulmodern.com\/wp-content\/uploads\/2022\/07\/LOGO-22-1024x1024.png 1024w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/div><\/div><h2 class=\"w-text us_custom_eb849559\"><span class=\"w-text-h\"><span class=\"w-text-value\">Prices of Finance and Saving Products<\/span><\/span><\/h2><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row  hide_on_mobiles height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-html\">\n<table id=\"tablepress-6\" class=\"tablepress tablepress-id-6  tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Finance Amount<\/th><th class=\"column-2\">Repayment Period in Years<\/th><th class=\"column-3\">Annual Percentage Rate<\/th><th class=\"column-4\">Monthly Installment Amount<\/th><th class=\"column-5\">Administrative Fees<\/th><th class=\"column-6\">Fixed Annual Rate<\/th><th class=\"column-7\">Finance Period in Months<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td colspan=\"7\" class=\"column-1\">Finance without a guarantor (civil public sector only)<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">100,000<\/td><td class=\"column-2\">5<\/td><td class=\"column-3\">26.75%<\/td><td class=\"column-4\">2,833.33<\/td><td class=\"column-5\">1%<\/td><td class=\"column-6\">14%<\/td><td class=\"column-7\">60<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td colspan=\"7\" class=\"column-1\">Finance with a guarantor (civil public sector)<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">100,000<\/td><td class=\"column-2\">5<\/td><td class=\"column-3\">24.02%<\/td><td class=\"column-4\">2,708.33<\/td><td class=\"column-5\">1%<\/td><td class=\"column-6\">12.50%<\/td><td class=\"column-7\">60<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td colspan=\"7\" class=\"column-1\">Finance with a guarantor (private sector)<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">100,000<\/td><td class=\"column-2\">5<\/td><td class=\"column-3\">27.66%<\/td><td class=\"column-4\">2,875<\/td><td class=\"column-5\">1%<\/td><td class=\"column-6\">14.50%<\/td><td class=\"column-7\">60<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td colspan=\"7\" class=\"column-1\">Financing without a guarantor (employees of the General Organization for Social Insurance)<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">100,000<\/td><td class=\"column-2\">5<\/td><td class=\"column-3\">15.75%<\/td><td class=\"column-4\">2,333.33<\/td><td class=\"column-5\">none<\/td><td class=\"column-6\">8.00%<\/td><td class=\"column-7\">60<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-6 from cache --><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_eac59c77  hide_on_default hide_on_laptops hide_on_tablets height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-html\">\n<table id=\"tablepress-8\" class=\"tablepress tablepress-id-8\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Finance Type<\/th><th class=\"column-2\">Finance Amount<\/th><th class=\"column-3\">Repayment Period in Years<\/th><th class=\"column-4\">Annual Percentage Rate<\/th><th class=\"column-5\">Monthly Installment Amount<\/th><th class=\"column-6\">Administrative Fees<\/th><th class=\"column-7\">Fixed Annual Rate<\/th><th class=\"column-8\">Finance Period in Months<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Finance without a guarantor<br\/><span>(civil public sector)<\/span><br \/>\n<\/td><td class=\"column-2\">100,000<\/td><td class=\"column-3\">5<\/td><td class=\"column-4\">26.75%<\/td><td class=\"column-5\">2,833.33<\/td><td class=\"column-6\">1%<\/td><td class=\"column-7\">14%<\/td><td class=\"column-8\">60<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Finance with a guarantor<br\/><span>(public sector)<\/span><\/td><td class=\"column-2\">100,000<\/td><td class=\"column-3\">5<\/td><td class=\"column-4\">24.02%<\/td><td class=\"column-5\">2,708.33<\/td><td class=\"column-6\">1%<\/td><td class=\"column-7\">12.50%<\/td><td class=\"column-8\">60<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Finance with a guarantor <br\/><span> (private sector) <\/span><\/td><td class=\"column-2\">100,000<\/td><td class=\"column-3\">5<\/td><td class=\"column-4\">27.66%<\/td><td class=\"column-5\">2,875<\/td><td class=\"column-6\">1%<\/td><td class=\"column-7\">14.50%<\/td><td class=\"column-8\">60<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Financing without a guarantor <br\/><span> (employees of the General Organization for Social Insurance) <\/span><\/td><td class=\"column-2\">100,000<\/td><td class=\"column-3\">5<\/td><td class=\"column-4\">15.75%<\/td><td class=\"column-5\">2,333.33<\/td><td class=\"column-6\">1%<\/td><td class=\"column-7\">8.00%<\/td><td class=\"column-8\">60<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-8 from cache --><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"w-iconbox us_custom_c3a6c0c9 has_text_color iconpos_left style_default color_custom align_left no_title\"><div class=\"w-iconbox-icon\" style=\"font-size:2rem;color:var(--color-header-middle-bg);\"><i class=\"fas fa-user\"><\/i><\/div><div class=\"w-iconbox-meta\"><div class=\"w-iconbox-text\"><p><strong>Administrative fees for individuals<\/strong>:1% of the financing amount or 5,000 SR, whichever is less.\u00a0<\/p>\n<\/div><\/div><\/div><div class=\"w-iconbox us_custom_47ac8c79 iconpos_left style_default color_primary align_left no_title\"><div class=\"w-iconbox-icon\" style=\"font-size:2rem;\"><i class=\"fas fa-info-circle\"><\/i><\/div><div class=\"w-iconbox-meta\"><div class=\"w-iconbox-text\"><p>The above tables are mere examples, and the annual percentage rate (APR) may change according to the amount, repayment period, and credit score of each client<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n<\/section>","protected":false},"excerpt":{"rendered":"Your wishFinanced! At Osoul, we offer Sharia-compliant financing solutions with simple steps, flexible terms, and the amount gets transferred directly to your account!\u00a0 FinanceFrom 20,000 up to 200,000 SARLicensed by the Saudi Central BankFlexible repayment from 6 month to 5 yearsPlease Fill Out the Form Below to Apply for Personal FinancePlease enable JavaScript in your...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3073","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apply for personal loan in saudi arabia without salary transfer<\/title>\n<meta name=\"description\" content=\"Osoul Modern Finance Company offer a personal loan in saudi arabia without salary transfer 100% Licensed. up to 200,000 SR!\" \/>\n<meta name=\"robots\" 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