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Terms and Conditions:

1. The client and sponsor must be working for one of the targeted segments.
2. The client’s salary must be transferred to local banks within a quick program.
3. The age of the client and sponsor must not be less than 21 years and not more than 60 years when the last installment is due.
4. The client and sponsor must have served no less than 6 months in the private sector.
5. Not accepting exchange guarantee.
6. Accepting the sponsorship of first degree kinship (wife - husband - father - mother - son - daughter - brother - sister).
7. It is permissible to accept a woman’s sponsorship on the condition that she works in the civil government sector.
8. It is required that the client and the sponsor are not defaulters in deciding their name.
9. The client’s salary must not be less than 5,000 riyals and the sponsor’s salary must not be less than 7,000 riyals.
10. The stress measurement program is applied to all customers.
11. The possibility of granting customers financing without a guarantor according to the following conditions:
- The client must work in the civil government sector.
- The client’s salary must not be less than 5,000 riyals.
- The financing amount should not exceed 100 thousand riyals.
- The client must not be a current or previous defaulter and must not have any judicial rulings or checks without balance (returned).
- The beneficiary must not be a related party.