To Apply for Personal Finance, Start Filling the Form Below

Terms and Conditions:


1. The client and sponsor must be working for one of the targeted segments.
2. The client's salary must be transferred to the local banks within the express program.
3. The age of the client and the sponsor shall not be less than 21 years and not more than 60 years when the last installment is due.
4. The service of the client and the sponsor must not be less than 3 months in the government sector.
5. The service of the client and the sponsor should not be less than 9 months in the private sector.
6. Not accepting the exchange guarantee.
7. Acceptance of first-degree kinship sponsorship (wife - husband - father - mother - son - daughter - brother - sister).
8. It is permissible to accept the sponsorship of a woman, provided that she works in the civil government sector.
9. It is required that the client and the sponsor are not in default in the SMHA report.
10. It is required that the client’s salary is not less than 5,000 SR and the salary of the sponsor is not less than 7,000 SR.
11. Durometry program is applied to all customers.
12. The possibility of granting client financing without a guarantor according to the following conditions:
- The client works in the civil government sector.
- The client's salary should not be less than 8,000 SR.
- That the amount of financing does not exceed 100,000 SR.
- That the client is not currently or in the past in default and does not have any judicial rulings and checks without balance (returned).
- The beneficiary should not be a related party.

- عزيزي العميل، لن يتم النظر في اي طلب لم يستوفي الشروط

We Promise WOW

With us, you can get personal financing very quickly and easily. Apply through the website directly through the following steps:

1. Determine What You Need from Financing

Our financing solutions are licensed by the Central Bank of Saudi Arabia for individuals and small and medium enterprises

2. It’s Easy. Apply from your home

Through our website, you can fill out the application form, enter your data and press submit.

3. We will contact you shortly

After you submit the form, a sales representative will contact you to complete the necessary procedures.

Required Documents
  • A recent letter of introduction to the client and the sponsor
  • Deduction letter for the customer approved by the bank
  • Attach the national address of the client and the sponsor
  • Account statement approved by the bank for the last 3 months
    • A copy of the ID card of the client and sponsor
  •  
Required Documents
  • A recent letter of introduction to the client and the sponsor
  • Deduction letter for the customer approved by the bank
  • Attach the national address of the client and the sponsor
  • Account statement approved by the bank for the last 3 months
    • A copy of the ID card of the client and sponsor
Conditions for Individual Finance
  • To be a Saudi national
  • The client’s salary must not be less than SAR 5,000, and the guarantor’s salary should not be less than SAR 7,000
  • The client and the guarantor are not insolvent The service of the client and the guarantor must not be less than (3) months in the public sector and not less than (9) months in the private sector
  • The salary of a military client must not be less than 10,000 riyals with the provision of a guarantor working in the civil public sector In the absence of a guarantor working in the civil public sector (the salary must not be less than 8,000 riyals)
  • Both the client and the guarantor must not be less than 21 years old and not more than 60 years old when the last installment is due
  • The client’s work must be in the main Central, Western, and Eastern Provinces
    • There are no high financial liabilities
  •  
Financing Terms
  • To be a Saudi national
  • The client’s salary must not be less than SAR 5,000, and the guarantor’s salary should not be less than SAR 7,000
  • The client and the guarantor are not insolvent The service of the client and the guarantor must not be less than (3) months in the public sector and not less than (9) months in the private sector
  • The salary of a military client must not be less than 10,000 riyals with the provision of a guarantor working in the civil public sector In the absence of a guarantor working in the civil public sector (the salary must not be less than 8,000 riyals)
  • Both the client and the guarantor must not be less than 21 years old and not more than 60 years old when the last installment is due
  • The client’s work must be in the main Central, Western, and Eastern Provinces
    • There are no high financial liabilities
Frequently Asked Questions

Is the finance compliant with Islamic Shariah?

Yes, the finance is compliant with the regulations of Islamic Shariah and approved by the Shariah Committee

 

Are there administration fees?

Yes, and they are paid up after bringing the standing order and the VAT payment at 15% of the administrative fees

What are the minimum and maximum amounts of finance?

The minimum is SAR 20,000 and the maximum is SAR 200,000

Does the company own the commodity? What is it?

‘Yes; and the commodities are shares, iron, and cars

How long does it take to get finance?

It depends on the time taken by the applicant for finance to provide the required documents and their accuracy and validity. For companies, the receipt of finance takes a maximum of 7-10 working days if all required documents are furnished

Is it possible to obtain additional (second) finance from the Company)?

Yes, if the client pays the Company on a regular basis

Frequently Asked Questions

Is the finance compliant with Islamic Shariah?

Yes, the finance is compliant with the regulations of Islamic Shariah and approved by the Shariah Committee

 

Are there administration fees?

Yes, and they are paid up after bringing the standing order and the VAT payment at 15% of the administrative fees

What are the minimum and maximum amounts of finance?

The minimum is SAR 20,000 and the maximum is SAR 200,000

Does the company own the commodity? What is it?

‘Yes; and the commodities are shares, iron, and cars

How long does it take to get finance?

It depends on the time taken by the applicant for finance to provide the required documents and their accuracy and validity. For companies, the receipt of finance takes a maximum of 7-10 working days if all required documents are furnished

Is it possible to obtain additional (second) finance from the Company)?

Yes, if the client pays the Company on a regular basis

Financial Solutions
meets all your needs and aspirations
Ease of Payment
Flexible periods of up to 60 months
100% Licensed
Approved by the Shariah Board
Featured Product
Murabaha with shares without tax
Personal Financing
Advance with a competitive profit margin
Ease and Speed
Without an agreement with the employer