Prices of Finance and Saving Products

We provides Shariah-compliant financing solutions to meet all clients needs.

Last update: 7/Feb/2024

Finance AmountRepayment Period in YearsAnnual Percentage RateMonthly Installment AmountAdministrative FeesFixed Annual RateFinance Period in Months
Finance without a guarantor (civil public sector only)
100,000526.75%2,833.331%14%60
Finance with a guarantor (civil public sector)
100,000524.02%2,708.331%12.50%60
Finance with a guarantor (private sector)
100,000527.66%2,8751%14.50%60
Financing without a guarantor (employees of the General Organization for Social Insurance)
100,000515.75%2,333.33none8.00%60

The above tables are mere examples, and the annual percentage rate (APR) may change according to the amount, repayment period, and credit score of each client

Individual Finance

Finance TypeFinance AmountRepayment Period in YearsAnnual Percentage RateMonthly Installment AmountAdministrative FeesFixed Annual RateFinance Period in Months
Finance without a guarantor
(civil public sector)
100,000526.75%2,833.331%14%60
Finance with a guarantor
(public sector)
100,000524.02%2,708.331%12.50%60
Finance with a guarantor
(private sector)
100,000527.66%2,8751%14.50%60
Financing without a guarantor
(employees of the General Organization for Social Insurance)
100,000515.75%2,333.331%8.00%60

SMEs Finance

ProductRepayment Period in YearsAnnual Percentage RateAdministrative FeesMinimum (or) maximum administrative feesFixed Annual Rate
Murabaha - TawarruqFrom one to 60 monthsFrom 15.75% to 28.04%From 0% to 3%A minimum of zero - a maximum of SAR 300 thousandFrom 8% to 15%

The above tables are mere examples, and the annual percentage rate (APR) may change according to the amount, repayment period, and credit score of each client

Fees and Commissions

Administrative fees for individuals

1% of the financing amount or 5,000 riyals, whichever is less.

Corporate administrative fees

Start from 1.5% of the financing amount.

Indebtedness certificate:

575 SR including tax.

No objection letter:

575 SR including tax.